The process begins with an initial consultation where we discuss your policy and life settlement options. If you decide to proceed, we'll conduct an underwriting process to assess your policy's value. We'll then make you an offer for your policy. If you accept, we finalise the transaction, you receive your lump sum payment, and we assume responsibility for future premium payments.

The value of your policy in a life settlement is determined by several factors, including your age and health status, the type and value of the policy, the premium costs.

To be eligible for a life settlement, the policyholder should be 60 years of age or older. The policy should be active, have a minimum duration of 10 years, and have a minimum face value of R500,000.

With Life Settlements South Africa, you will never have to make any payments. All the fees are already included in the offer we give you. There are no hidden charges or extra costs at any point. You can trust that you won't be asked to pay anything extra at any time during the process.

After selling your policy, you will no longer be responsible for premium payments, and you will no longer be the beneficiary of the death benefit. The buyer will take over these responsibilities and will receive the death benefit upon the passing of the insured.

Yes, the sale of your life insurance policy is confidential. We follow strict privacy laws and regulations to ensure your personal information is protected.

The cash payout from a life settlement can be used for any purpose you wish. Common uses include funding retirement, covering medical expenses, repaying debt, or even investing in new opportunities.